Canadian Dental Care Plan
Qualification Requirements:
Eligibility for the CDCP is determined based on several criteria. Currently the program is expanding to seniors, children under 18 and people with disabilities. Eventually all Canadians who meet the following criteria will qualify:
- Lack of access to private dental insurance.
- Adjusted family net income below $90,000.
- Canadian residency for tax purposes.
- Having filed a tax return in the previous year.
Note: Canadian residents who have access to dental coverage through a social program offered by a province or territory and/or the federal government can still qualify for the CDCP if they meet all the eligibility criteria.
Application Process:
Applications will open in phases, starting with seniors aged 87 and above in December 2023, followed by other age groups through mid-2024. Eligible individuals will receive a letter with an application code and instructions. Online applications for certain groups will be available from May 2024.
Seniors aged 87 and above - Starting December 2023
Seniors aged 77 to 86 - Starting January 2024
Seniors aged 72 to 76 - Starting February 2024
Seniors aged 70 to 71- Starting March 2024
Seniors aged 65 to 69 - Starting May 2024
Adults with a valid Disability Tax Credit certificate - Starting June 2024
Children under the age of 18 - Starting June 2024
Coverage Start Date:
Coverage under the CDCP will commence as early as May 2024, with seniors being the first group eligible. The actual start date for accessing oral health care will depend on the specific group you belong to, the timing of your application, and when your enrolment is processed.
What you will receive after qualifying:
- Detailed information about the CDCP.
- Your personalized member card.
- The date from which your coverage starts.
Services Covered:
- preventive services, including scaling (cleaning), polishing, sealants, and fluoride
- diagnostic services, including examinations and x-rays
- restorative services, including fillings
- endodontic services, including root canal treatments
- prosthodontic services, including complete and partial removable dentures
- periodontal services, including deep scaling
- oral surgery services, including extractions
*Please note that some services will only become available in fall 2024.
Co-Payments:
If adjusted family net income is lower than $70,000, 100% of eligible oral health care service costs will be covered at the CDCP established fees.
If adjusted family net income is between $70,000 and $79,999, 60% of eligible oral health care service costs will be covered at the CDCP established fees and you will cover 40%,
If adjusted family net income is between $80,000 and $89,999, 40% of eligible oral health care service costs will be covered at the CDCP established fees and you will cover 60%.
Please refer to www.Canada.ca/Dental for more information as time progresses. It will be the most up-to-date source of information on the application process.